A–Z of terms

Twenty-seven terms used by Invest By Model between 2008 and 2011, each quoted from the page it appeared on.

A

AB Analytical Services Publisher The Houston firm that owned and operated the site.
Additions and Deletions Performance and Pricing Changes to a portfolio, priced on the session following the notice of change.
Alan Brochstein, CFA Publisher The publisher and stock selector named in the masthead of every page.
Annual Returns Performance and Pricing Calendar-year returns printed for each model beside its benchmark.

B

Benchmark Performance and Pricing The index each model was measured against on its own record page.

C

Conservative Growth /Balanced Model Portfolios A balanced model benchmarked to 60% S&P 500 and 40% Barclays Aggregate Bond.
Content Terms of Use The site's defined term for everything it published or gave access to.
Copy Our Model Subscription The site's own name for reproducing a model portfolio in a separate account.

E

Existing Positions Performance and Pricing Positions already held, priced at the close of each trading day.

F

Free Trial Subscription A 30 day trial giving full access to holdings, research and trade alerts.

G

Governing Law Terms of Use Florida law, with jurisdiction in Broward County only.
Grant of Rights Terms of Use A non-exclusive, non-transferable right of access for the duration of the membership.

H

Hulbert Financial Digest Performance and Pricing The independent monitor cited on all three model records.

I

Individual Investor Terms of Use The only category of person the membership was granted to.

M

Model Portfolio Model Portfolios A published portfolio a subscriber could reproduce in their own online account.

N

No Personal Advice Terms of Use The site stated it did not provide financial advice and was not responsible for decisions.

P

Portfolio Performance Performance and Pricing Aggregate change of positions including interest and dividends, before expenses.

Q

Quarterly Returns Performance and Pricing Quarter-by-quarter returns printed under year tabs from 2008 to 2011.

R

RainBox Portfolio Software Publisher The portfolio software credited in the site footer.
Refund Policy Subscription The monthly subscription fee was non-refundable; cancellation took effect at month end.

S

Sector Selector ETF Model Portfolios An ETF-only model that aims to beat the S&P 500 using sector exposures.
Shares Needed Subscription The share count a subscriber's entered portfolio value produced for each holding.
Since Inception Performance and Pricing Return measured from the date each model was funded with $100,000.00.
Subscription Fee Subscription $20 per month after the trial, cancellable at any time.

T

Top 20 Model Portfolios The service's 20 best long ideas in U.S. equities, benchmarked against the S&P 500.
Trade Alerts Subscription Emailed next-day trade notices, colour coded green for buy and yellow for sell.
Trailing Returns Performance and Pricing Return columns printed for YTD, 3, 6 and 12 months, inception and annualized.