---
title: "A–Z of terms"
url: https://investbymodel.com/glossary/
description: "An alphabetical index of the 27 terms used on investbymodel.com between 2008 and 2011, each quoted from its original page."
---

# A–Z of terms

[Invest By Model](https://investbymodel.com/)

An Investment Newsletter

Stock Selection by Alan Brochstein, CFA

- [About Us](https://investbymodel.com/AboutUs/)
- [Security Pricing](https://investbymodel.com/Legal/Pricing/)

Twenty-seven terms used by Invest By Model between 2008 and 2011, each quoted from the page it appeared on.

## A

- [AB Analytical Services](https://investbymodel.com/glossary/ab-analytical-services/) Publisher The Houston firm that owned and operated the site.
- [Additions and Deletions](https://investbymodel.com/glossary/additions-and-deletions/) Performance and Pricing Changes to a portfolio, priced on the session following the notice of change.
- [Alan Brochstein, CFA](https://investbymodel.com/glossary/alan-brochstein-cfa/) Publisher The publisher and stock selector named in the masthead of every page.
- [Annual Returns](https://investbymodel.com/glossary/annual-returns/) Performance and Pricing Calendar-year returns printed for each model beside its benchmark.

## B

- [Benchmark](https://investbymodel.com/glossary/benchmark/) Performance and Pricing The index each model was measured against on its own record page.

## C

- [Conservative Growth /Balanced](https://investbymodel.com/glossary/conservative-growth-balanced/) Model Portfolios A balanced model benchmarked to 60% S&P 500 and 40% Barclays Aggregate Bond.
- [Content](https://investbymodel.com/glossary/content/) Terms of Use The site's defined term for everything it published or gave access to.
- [Copy Our Model](https://investbymodel.com/glossary/copy-our-model/) Subscription The site's own name for reproducing a model portfolio in a separate account.

## E

- [Existing Positions](https://investbymodel.com/glossary/existing-positions/) Performance and Pricing Positions already held, priced at the close of each trading day.

## F

- [Free Trial](https://investbymodel.com/glossary/free-trial/) Subscription A 30 day trial giving full access to holdings, research and trade alerts.

## G

- [Governing Law](https://investbymodel.com/glossary/governing-law/) Terms of Use Florida law, with jurisdiction in Broward County only.
- [Grant of Rights](https://investbymodel.com/glossary/grant-of-rights/) Terms of Use A non-exclusive, non-transferable right of access for the duration of the membership.

## H

- [Hulbert Financial Digest](https://investbymodel.com/glossary/hulbert-financial-digest/) Performance and Pricing The independent monitor cited on all three model records.

## I

- [Individual Investor](https://investbymodel.com/glossary/individual-investor/) Terms of Use The only category of person the membership was granted to.

## M

- [Model Portfolio](https://investbymodel.com/glossary/model-portfolio/) Model Portfolios A published portfolio a subscriber could reproduce in their own online account.

## N

- [No Personal Advice](https://investbymodel.com/glossary/no-personal-advice/) Terms of Use The site stated it did not provide financial advice and was not responsible for decisions.

## P

- [Portfolio Performance](https://investbymodel.com/glossary/portfolio-performance/) Performance and Pricing Aggregate change of positions including interest and dividends, before expenses.

## Q

- [Quarterly Returns](https://investbymodel.com/glossary/quarterly-returns/) Performance and Pricing Quarter-by-quarter returns printed under year tabs from 2008 to 2011.

## R

- [RainBox Portfolio Software](https://investbymodel.com/glossary/rainbox-portfolio-software/) Publisher The portfolio software credited in the site footer.
- [Refund Policy](https://investbymodel.com/glossary/refund-policy/) Subscription The monthly subscription fee was non-refundable; cancellation took effect at month end.

## S

- [Sector Selector ETF](https://investbymodel.com/glossary/sector-selector-etf/) Model Portfolios An ETF-only model that aims to beat the S&P 500 using sector exposures.
- [Shares Needed](https://investbymodel.com/glossary/shares-needed/) Subscription The share count a subscriber's entered portfolio value produced for each holding.
- [Since Inception](https://investbymodel.com/glossary/since-inception/) Performance and Pricing Return measured from the date each model was funded with $100,000.00.
- [Subscription Fee](https://investbymodel.com/glossary/subscription-fee/) Subscription $20 per month after the trial, cancellable at any time.

## T

- [Top 20](https://investbymodel.com/glossary/top-20/) Model Portfolios The service's 20 best long ideas in U.S. equities, benchmarked against the S&P 500.
- [Trade Alerts](https://investbymodel.com/glossary/trade-alerts/) Subscription Emailed next-day trade notices, colour coded green for buy and yellow for sell.
- [Trailing Returns](https://investbymodel.com/glossary/trailing-returns/) Performance and Pricing Return columns printed for YTD, 3, 6 and 12 months, inception and annualized.